✓ Accepted Answer
Honest take, because I wish someone had told me this earlier.
Everything you will read about roth will make it sound more complicated than it is. Here is what 6 years of working with open has actually taught me.
What most guides don't mention is how forgiving the process actually is when you're starting.
What actually moved the needle for me: I stopped trying to understand everything before starting, and just committed to treating every mistake as data rather than failure. After that, maxed out my IRA five years straight.
The one thing I would prioritise: set a two-week checkpoint to assess what is actually working.
The learning curve is real but it is not as steep as it looks from the outside.
by dejioladele55777