✓ Accepted Answer
The way this question is framed suggests you might be hitting the same wall most people hit with best.
I've helped a lot of people with this and there's almost always one of three root causes.
**Most likely culprit:** paying high expense ratios. This accounts for roughly 52% of cases I have seen.
**Second possibility:** The approach you are using worked in a different context and you are trying to apply it where it does not fit. invest has specific conditions where it works well and conditions where it falls apart.
**Less common but worth checking:** environmental or configuration differences that aren't obvious at first glance.
To narrow it down: add logging or observation at each stage to see where things diverge. That will tell you which of these you are dealing with.
by keziapierre53188
The way this question is framed suggests you might be hitting the same wall most people hit with best.
I've helped a lot of people with this and there's almost always one of three root causes.
**Most likely culprit:** ignoring tax-advantaged accounts. This accounts for roughly 46% of cases I have seen.
**Second possibility:** The approach you are using worked in a different context and you are trying to apply it where it does not fit. invest has specific conditions where it works well and conditions where it falls apart.
**Less common but worth checking:** environmental or configuration differences that aren't obvious at first glance.
To narrow it down: eliminate variables one at a time rather than changing multiple things. That will tell you which of these you are dealing with.
by masonlewis48296